Balance Transfer Credit Cards

Recommended Cards. For those who qualify, Citi offers a card with a 0% APR for up to 9 months. One of our users writes:

“We had transferred our debt onto it and enjoyed the grace period while we paid it down. The rate is still very good.”

Jason Skinrood, of wrote to recommend these other cards:

  • Citi Platinum Select MasterCard: A credit card that lets you transfer a balance at 0% for 6 months.
  • Discover More Card: Excellent customer service on a popular balance transfer card. 0% APR for 6 months.
  • Discover Motiva Card: Low 3.99% APR on balance transfers for up to 12 months.
  • IBERIABANK Cards: Several cards to choose from that offer a low fixed rate on balance transfers for those with excellent credit.

All of these cards include a balance transfer fee. Let us know if you find any cards that don’t!