Unfortunately many of the “free” credit report websites aren’t free. They make you pay a monthly fee. Don’t use these sites.

Use the government sponsored website instead, AnnualCreditReport.com

Also, you can call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is available from ftc.gov/credit. You will have to provide some information about yourself including your social secutiry number so that they can verify your identity, and it will take about 15 days to receive your report.

For complete information see this Federal Trade Commission website: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm



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