How Do I Get a Mortgage?


There are lots of companies, banks, etc. who make their living by getting you a mortgage. A good place to start would be your local bank. Ask to see a lending officer or mortgage specialist. A face-to-face meeting would be the best way to get your questions answered. He will probably give you a multipage mortgage application in which you will have to reveal your financial situation and all the details of the house you intend to buy. You may also have to pay a mortgage application fee when you turn in the application.

Then you may wish to call around to other banks and mortgage companies to find out their interest rates and closing costs. When you have picked out the people you want to work with, fill out their application and wait for a response.

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