What Does Renters Insurance Cover?

Renters insurance covers your belongings and your liability. Renters insurance will cover your personal belongings such as clothes, furniture, jewelry, etc. from loss due to theft, fire or other causes listed in the policy. This insurance will also provide liability coverage in case someone is injured in your apartment. Be aware that your landlord’s insurance doesn’t cover you. The landlord’s insurance only covers the landlord, not your belongings or your liability.