This depends on several factors such as how much coverage you are buying, your age, health, etc., but the national average price of a term life insurance policy is $500 per year. Here are a few illustrations:

How much does it cost to buy a 20-year level term policy (which has a fixed annual premium) with a death benefit of $500,000? If you are a healthy 40-year-old man it might cost $350 a year. If you get the insurance at age 50, you might pay $1,000 a year, and at 60 you might pay $3,000 a year.



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