Getting a mortgage with a co-signer is not difficult. There will be a place on the loan application for co-signer information that will need to be filled out. Perhaps the more difficult thing would be to find the actual co-signer. This person (usually a relative) will have to take over the full burden of the mortgage if you stop making payments. This is a considerable financial responsibility on the part of the co-signer, and many or most people are just not willing to do this for you.