Medicare Part D Savings

If you are currently enrolled in the Medicare Part D prescription program, you may or may not know that the deadline for enrollment this year ends on December 7th. That means that if you want to change your plan, you must do so by that date. However, if you don’t make any changes, you don’t need to do anything.

The Medicare Part D drug program is complex, and once people are enrolled, they find it easier to keep the same plan rather than researching the options to see if they can save money. According to the November AARP bulletin, many people are paying more for their prescriptions than necessary because they fail to investigate alternative plans.

In order to determine the best plan for you, go to the website for Medicare at http://www.medicare.gov/default.aspx. It asks for your zip code and then tells you what plans are available in your area. You then put in the prescriptions you take and their dosages, and it will tell you which plan would charge you the least for those drugs. That site also rates the various plans as well as giving information about the services and tests Medicare covers. If you would prefer to discuss your options with someone, you may call Medicare at 1-800-633-4227.