Unfortunately, a lot of stores and companies have gone out of business due to the downturn in the economy. Even places that have been around for a long time and that you thought were safe have gone under.
If you are thinking of purchasing an appliance or other large item for which you need to make a deposit, it would be wise to choose the store carefully. If it files bankruptcy before you get your merchandise, you may never get your money back.
Making this kind of deposit is also one of the times when you should use your credit card instead of writing a check or paying in cash. If the store does go out of business and you contact your credit card company immediately, you might not be charged.
Last, but not least, never pay the whole amount of the item before you receive it. You may think that you can trust the store or salesman completely, but it pays to be cautious.